Nikolasperrault - Nikolas Perrault

Video streaming services have been increasing in number over the past decade. What started as a novel service for movie lovers quickly became the norm, with many channels out there vying to garner attention to their unique streaming service. The rise of streaming services has raised several critical questions. Questions regarding sustainability, supply vs. demand, […]

More Posts from Nikolasperrault and Others

4 years ago
Powerful Photos From The Indigenous Peoples March On Washington
Powerful Photos From The Indigenous Peoples March On Washington
Powerful Photos From The Indigenous Peoples March On Washington
Powerful Photos From The Indigenous Peoples March On Washington
Powerful Photos From The Indigenous Peoples March On Washington
Powerful Photos From The Indigenous Peoples March On Washington

Powerful Photos From the Indigenous Peoples March on Washington

On Friday, January 18, Indigenous organizers took their movement to the capitol, inaugurating the first-ever Indigenous Peoples March on Washington (#IPMDC19). According to organizer Roberto Borrero, who spoke with Teen Vogue, over 1,000 people representing more than 100 tribal nations marched in Washington, D.C. — traditionally Paskatawe land — calling for policies that strengthen Native sovereignty and recognition of the deep injustices that continue to affect their communities.

Organizers for the event claim that the violence of settler colonization hasn’t disappeared into the past; today, it takes form as extractive industry land violations, police brutality, disappearing Native women and girls, systematic voter suppression, contaminated natural resources, structural poverty, and other manifestations of collective oppression. These challenges afflict communities everywhere, from South Dakota to Guatemala.

Speakers at the march inspired the crowd to keep organizing to protect their rights and also facilitated group prayers and dances. The day in Washington, D.C. was as much about strengthening future coalitions as healing from past trauma. After centuries of forced assimilation, genocide, and erasure, the Indigenous movement shows tremendous resilience — as signs held by those on the ground read, “we are still here,” “we are unafraid,” and “we are rising up.”

See all photos

📸: Hanna Wallis

6 years ago
Nikolas Perrault discusses the need for reliable energy storage solutions to aid in the widespread adoption of renewable energy.

Nikolas Perrault shares why it is crucial that proper storage solutions are developed for renewable energy.


Tags
3 years ago
Originally published on LinkedIn. Bill Gates and 30 other innovators have signed up to support the Breakthrough Energy Coalition to fill a very important gap in clean energy – early commercialization. The Federal Government has long played an important role in funding the basic research needed to come up with energy breakthroughs, but there is […]
2 years ago
Carbon Removal Might Be the World’s Most Important Technology. How Does It Work?
Derek is joined by Giana Amador to explain the different carbon removal technologies and why some people think this advancement won’t ever work

Tags
3 years ago
Why storing solar energy and using it at night is closer than you think
A number of significant projects are now blending solar energy and battery storage at the utility scale.
6 years ago
German Scientists To Develop Energy-storing Solar Cells Found Here

German scientists to develop energy-storing solar cells Found here

4 years ago
Happy International Day Of Forests!
Happy International Day Of Forests!
Happy International Day Of Forests!
Happy International Day Of Forests!

Happy International Day of Forests!

The United Nations designated this day to recognize all of the vitally important facets of global forestry: sustainable forest management; biodiversity conservation; and contributing to the prosperity, well-being of current and future generations.

In America, the Bureau of Land Management manages about 65 million acres of forest and woodlands, protecting wildlife habitat, maintaining clean water and practicing sustainable timber harvesting, to name just a few aspects of its forest management plan. In essence, everything that forests provide today needs to be provided in the future. 

🌳 Learn more about BLM forests: https://goo.gl/qgVkCQ

1 year ago

THE INFLUENCE OF DATA SCIENCE IN FINTECH

THE INFLUENCE OF DATA SCIENCE IN FINTECH

In the fast-paced digital era, where technological advancements continue to reshape industries, data science and fintech marriage has emerged as a powerful force driving innovation and transformation. This symbiotic relationship has revolutionized the financial sector and paved the way for unprecedented opportunities and efficiencies.

Unleashing the Power of Data

Data, often called the new oil, plays a pivotal role in Fintech. The financial industry generates vast data daily, from customer transactions and market movements to user interactions on digital platforms. With sophisticated algorithms and analytical tools, data science enables financial institutions to extract valuable insights from this sea of information.

By harnessing the power of predictive analytics, machine learning, and artificial intelligence, Fintech companies can make data-driven decisions with precision. These insights are instrumental in understanding customer behavior, identifying trends, and mitigating risks, ultimately fostering a more informed and responsive financial ecosystem.

Enhancing Customer Experiences

One of the primary impacts of data science on fintech is enhancing customer experiences. Through customer data analysis, Fintech companies can personalize services, recommend tailored financial products, and streamline user interfaces. This improves customer satisfaction and contributes to customer retention and loyalty.

For instance, predictive analytics can anticipate customer needs and preferences, allowing Fintech platforms to offer targeted and relevant services. This level of personalization not only makes financial services more user-friendly but also establishes a deeper connection between customers and their financial providers.

Risk Management and Fraud Prevention

In the financial industry, risk management is paramount. Data science equips fintech companies with advanced tools to assess and mitigate risks effectively. Machine learning algorithms can analyze historical data to identify patterns indicative of potential risks. This proactive approach allows for developing robust risk management strategies, reducing the likelihood of financial crises.

Moreover, fintech leverages data science in the fight against fraud. Advanced fraud detection systems use real-time data analysis to identify abnormal patterns and activities, enabling quick response and mitigation. This protects the financial institutions and enhances trust among customers who feel secure in their financial transactions.

Driving Financial Inclusion

Data science can potentially address longstanding challenges in the financial sector, particularly regarding financial inclusion. By leveraging alternative data sources and advanced analytics, fintech companies can assess the creditworthiness of individuals who may have been excluded from traditional banking systems.

This democratization of financial services ensures that a broader population has access to banking, loans, and other essential financial tools. In developing economies, where traditional banking infrastructure may be limited, Fintech powered by Data Science catalyzes economic empowerment and social progress.

Conclusion

The synergy between data science and fintech is reshaping the financial landscape, offering innovative solutions, improving efficiencies, and fostering financial inclusion. As technology continues to evolve, the influence of Data Science on Fintech is poised to grow, unraveling new possibilities and ensuring that the financial industry remains at the forefront of the digital revolution. This convergence benefits businesses and, more importantly, enhances the overall economic well-being of individuals and communities worldwide.

2 years ago
5 Must-Know Portfolio-Management Tips for New Investors
In the last few years, the barriers to entry that have kept many Americans on the outskirts of the investment market, have come tumbling down. The onset of digital trading platforms and mobile investing apps has now made it easier for ordinary people to open and manage an investment portfolio. The investing landscape has seen some significant changes in recent years, with figures suggesting that more than 60% of young investors, those aged 18 to 34 years old, only first started investing as early as 2020 or later. In fact, the pandemic helped kick-start a new generation of investors and traders. According to a report by Deloitte, more than 10 million Americans opened a new brokerage account in 2020, leading experts to dub it "the year of the retail investor." The explosive growth of digital retail investment and brokerage services has also meant that finding authoritative help can be a challenge in itself. A recent LendingTree (NASDAQ:TREE) survey found that around four in 10 of the Gen Z population use TikTok for investment information. Even more, 35% of 13 to 20-year-olds turn to TikTok for personal finance and investing advice, according to Greenlight, a personal finance app for younger Americans. 1. Have a Plan for Your Money A good place to start is by planning what you want your money to do, and by this, I mean setting up a financial goal that you can follow.If you have a short or long-term financial goal on the horizon, you will have a better understanding of how to manage your portfolio, including what type of investments to include, the amount of risk exposure you can undertake, and how much of your returns you can reinvest in your portfolio. 2. Align Your Goals with Your Investment StrategySimilar to what we’ve just mentioned, having financial goals or investing goals will help to create an investment strategy that can lead you to achieve certain milestones throughout your investment journey. Look for assets that will help protect your portfolio against inflation and recessionary concerns. These assets are often hard to come across, especially if you are new to the game. Some retirement accounts, real estate, and Treasury inflation-protected securities (TIPS) can help level the playing field and counter stubbornly-high inflation. 3. Increase Portfolio Diversification and Risk ToleranceIn case you don’t know it yet, putting all your cash into one asset, company, or stock can exponentially increase your risk tolerance, especially at a time when market volatility is through the roof. Financial instruments are subject to different risk factors, and the more you plump up your portfolio with investments that share the same risk factors, the more you expose yourself to volatility. Market Risk Also known as systemic risk, this refers to the overall movements and changes of the stock market and how its trajectory will impact your returns. S&P 500 ETF ChartGeographical RiskThere are a lot of geographical risks currently floating in the market, as changes in political and social regimes and policies impact overall investment performance. Interest-Rate RiskFixed-income assets, such as Treasury bills and bonds, are affected by fluctuations in interest rates. Idiosyncratic RiskChanges in the fundamental and top-line performance of a company can alter the direction of its shares.4. Have a Modest Investment Strategy at First While higher-risk investments do tend to have better returns (although not always the case), it’s likely best to have a modest investment strategy at first before you look to add alternative financial instruments. Your strategy should include your financial goal and how you plan on achieving this goal through your investment decisions. If you have a decent amount of money to work with and are not scared to take the risk, consider where you can park your cask so that it delivers the best possible return. 5. Have Patience Building a Warren-Buffett-sized portfolio won’t happen overnight or within a week. Building a well-performing investment portfolio while managing it yourself means that you need to consider a few financial factors and calculate your risk. Additionally, you will need to research the different types of instruments you want to invest in and consider the guidance of other experienced investors. TipRanks' Expert CenterFinal Considerations The more comfortable you become with your portfolio and how to manage the different financial instruments, the easier it will be to include new assets that can help diversify your portfolio while also helping to give you just the right amount of risk exposure. Always consider how an investment instrument will benefit you and your portfolio, but more importantly, have a strategy that works with what you want to achieve in terms of your financial goals. Disclosure
nikolasperrault - Nikolas Perrault
Nikolas Perrault

Nikolas Perrault is a Chartered Financial Analyst at the helm of Twilight Capital, a capital market advisory consulting firm based in Montreal, which he formed in 2008. Mr. Perrault was born in Rwanda and has traveled extensively for decades throughout the world. He has a passion for discovering new cultures and building bridges between them. Twilight is on a constant quest for opportunities to connect entrepreneurs internationally and to assist public and private companies in their overall capital market strategy. Nikolas Perrault attended Concordia University, where he graduated with his Bachelor of Commerce degree in Finance in 1991. In 1997, he received his Chartered Financial Analyst designation. His experiences spans the industries of financial analysis, human resources management and securities trading. He also is knowledgable about the field of natural resources and renewable energy.

140 posts

Explore Tumblr Blog
Search Through Tumblr Tags